How Much Do Porcelain Veneers Cost?
In general, the cost of dental veneers valparaiso ranges from $250-$3,500. It is important to be aware that this is the cost per tooth. As is the case with any dental procedure, the total cost will be determined by a range of factors, such as how many veneers you require, the type of material you decide to use, and any associated costs for procedures related to having porcelain veneers placed. The total price will also be informed by your geographic location, your dental insurance plan, and the reputation of your dentist.
Initial examinations typically cost anywhere from $50 to $300. If X-rays are required, there will be additional costs. Another factor that can have an impact on the overall cost is the severity of the patient’s case, which will determine how many veneers need to be placed.
Are Porcelain Veneers Covered Under Dental Insurance?
Because it is considered an elective procedure, porcelain veneers are typically not covered by insurance plans. If you require a dental veneer due to disease or an accident, there is a greater possibility the procedure will be covered or partially covered through your health insurance policy. For example, certain policies cover the cost of veneers for children who have tooth staining due to fluoride. Be sure to talk to your provider to determine what coverage is available to you.
FSA (Flexible Spending Accounts)
Patients who have an FSA may use the assets from their account to cover the cost of the procedure. FSA’s allow individuals to add $2,600 annually, although this is not offered by all employers. If possible, schedule the porcelain veneers procedure towards the end of the calendar year and any follow up appointments for the next year. This will allow you to use money from two years worth of pretax flexible spending money.
HSA (Health Savings Account)
Patients with a high-deductible may qualify for an HSA, which allows them to annually place $3,400 per individual or $6,700 for a family. This money is untaxed and can be used to cover a range of procedures, including dental implants. Individuals will need to meet IRS requirements to qualify for an HSA. If you are planning on using an HSA to cover the costs of your procedure, be sure to talk to your dentist about whether you will need to pay your dentist and then get reimbursed or if the provider will pay your dentist directly.
Monthly Payment Plan
If you are concerned about the overall cost of your procedure, ask your dentist if they offer monthly payment plans. This is commonly offered to patients, although a down payment is generally required. The amount of the down payment and monthly payments will vary from clinic to clinic, but most clinics will do what they can to ensure that you are able to receive the care you need in a way that does not cause financial distress.
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